Commercial Banking officer / Relationship Manager

CAREER OPPORTUNITIES
AA/EEO/Veteran/Disabled employer

Position:
Commercial Banking Officer
Number of openings:
1
Department:
Commercial Banking
Date opened:
3/4/2015
Requisition:
2360
Location:
Newport, OR
Hours:
40 hours week
Compensation:
Salary / Exempt
Benefits:
Medical-Dental, Vacation-Holiday, 401K
Reports To:
Manager
Sensitive Area Department:
No
Required Consumer Reports for all applicants:
(X) Criminal (X) Drug Screen


POSITION SUMMARY

Developing and retaining commercial relationships. Assist in growth and management of commercial loan portfolio consistent with regulatory compliance and bank policy. Coordinate commercial lending activities with other lenders and branch managers to maximize lending and new business opportunities. Promote the bank's commercial lending services and products.

RESPONSIBILITIES
Establish and service a sound loan portfolio by cultivating new and expanding existing business through an effective calling program.
Provide efficient and effective customer service to the middle to large commercial lending market resulting in a profitable and high quality loan portfolio for the Bank.
Participate in various community service or social organizations on behalf of the Bank.
Comply with government regulations by maintaining an up-to-date knowledge of commercial law, UCC, and banking regulations/policy to assure conformity with required laws and terms.
Analyze applications and supporting credit information to determine quality within accepted lending practices and current bank policies.
Evaluate, analyze and recommend all types of commercial loan credit submissions with recommendations for approval to the appropriate lending authority.
Approve, decline or counteroffer loan applications as appropriate within assigned lending authorities.
Notify branch offices of the status of loan applications for their direct response and communications with customers.
Maintain a working knowledge of current bank policies and laws affecting consumer lending.
Respond to technical and policy information inquiries from department and branch personnel.
Provide clear and accurate instruction in the preparation of loan documents and perfect the security interest.
Maintain accurate and updated information on all bank loan products and changes.
MINIMUM QUALIFICATIONS
Bachelor's Degree (Business, Finance, Accounting) preferred.
Must be a minimum of 18 years of age.
PC experience to include Microsoft Office (Word & Excel).
Ability to utilize electronic equipment such as computer, 10-Key, telephone, etc.
3 years of commercial banking experience.
OUR CORE BEHAVIORS
Be Genuine. Conduct yourself in a consistent, honest and compassionate manner at all times.
Work Ethic. Be willing to go the extra mile for the customer, whether internal or external.
Influence. Be an active player in participating, building and contributing to service.
Continuous Learning. Commit to gaining knowledge, skills and experience on an ongoing basis in order to better serve the customer, increase personal satisfaction and improve Columbia Bank.
Team Play. We win together. Individuality is encouraged to advance and enrich the work of the team.
Problem Solving. Bring creative, problem-solving mentality to every situation. See alternatives, take initiative and assume responsibility for your actions.
Communication. Keep others informed and up-to-date. Actively listen and learn from each other.
PHYSICAL/MENTAL REQUIREMENTS
Ability to sit at a computer monitor for extended periods of time.
Ability to perform repetitive finger, hand, and arm movements.
Ability to lift up to 10lbs.
Ability to effectively discern information and formulate appropriate action.
Ability to reach, squat, bend, and manually manipulate standard office equipment.

Don't Be Fooled

The fraudster will send a check to the victim who has accepted a job. The check can be for multiple reasons such as signing bonus, supplies, etc. The victim will be instructed to deposit the check and use the money for any of these reasons and then instructed to send the remaining funds to the fraudster. The check will bounce and the victim is left responsible.